General insurance Grievances

In India, general insurance claims may be repudiated/rejected for various reasons, including

  • Policy exclusions:

    Claims for events specifically excluded in the insur ance policy may be denied.

  • lapse policy:

    If the policy holder fails to renew the insurance policy on time, claims may not be honoured.

  • Misrepresentation of facts:

    Pro viding false or misleading information can result in claim repudiation.

  • Delay in reporting of claim:

    F ailing to report the loss or damage promptly can affect the claim process.

  • Unapproved repairs:

    Undert aking repairs without insurer approval may lead to claim denial.

  • Fraudulent claims:

    Submitting false claims or engaging in fraudulent activities can result in repudiation.

  • Non-disclosure of material information:

    Failure to provide accurate and complete information during the policy application can lead to claim rejection

It's crucial for policyholders to thoroughly understand their insurance policy terms and conditions to avoid claim issues

General insurance claim rejected/ not paid Submit following

  • Copy of policy
  • Rejection letter
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